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Welcome to My Personal Finance Journey! If you are new here, please read the “About” or “First-Time Visitor” pages to find out more about us. If you would like to receive free updates on articles like this by email, then sign up here or you can subscribe to the RSS feed. Also, check us out on Twitter or Facebook. Thanks for visiting! Keep on learning! Hello fellow financial students! My name is Jacob. I am a 25 26 27 year old currently studying to get my PhD in Chemical Engineering in the great state of Virginia. After I majored in Biomedical Engineering, Finance, and Spanish in college, I went to work for a pharmaceutical company for two years, but ultimately decided that I needed to go back to school in order to obtain the career I desire.A good question you are probably asking yourself right now is, “What makes this blog different from the other personal finance resources out there, and why should I read it?”The most appropriate answer to this is also the easiest: since I am not being paid by a publicly traded company according to what I write, my advice can remain objective. Additionally, the techniques I talk about center on my mantra that effective personal finance should not be hard. For more information, read below. My goals/reasons for starting this blog are as follows: 1) Unraveling some of the myths around investing and personal finance that are ever-present in today’s society (Example – the myth that investing in common stocks can consistently beat the stock market).2) Share ways for how to live frugally, save money, and even make money on the side in their free time.3) Provide an interactive forum and resource that people can use to get help on whatever financial topic is necessary to help them reach their financial dreams! 4) And lastly, I enjoy writing and sharing what I know about finance in order to help others. This also provides motivation for me to keep my financial knowledge fresh and learn new things! My Personal Finance Journey Interviews, News Appearances, and More Information About Me and the Site My Personal Finance Journey has been featured in the past year and a half in several interview-style posts. If you are interested in learning more about me, what my site is, or why it was started, simply stop by any of the links below! Happy reading! Yakezie.com – Jacob @ My Personal Finance Journey Member Post NarrowBridge.net – Blogger Interview Series – Jacob from My Personal Finance Journey DebtPayer.com – Interview with My Personal Finance Journey Blogger Jacob Irwin Smart Family Finance.com – Personal Finances Issues of Scientists and Engineers BHPHPrices.com – Interview on How to Build Up Your Credit and Optimize Your Car Loan Needs Thanks for stopping by! If you have any questions, please don’t hesitate to email me at Jacob@mypersonalfinancejourney.com. If you are interested in contributing/supporting My Personal Finance Journey, click on the link below to send a $1 donation to help keep the site going and pay for ongoing costs.