Alliance Data¬ and its businesses comprise N. AmericaÍs largest, most comprehensive provider of transaction-based, data-driven marketing and loyalty solutions, driving business growth and profitability for some of todayÍs most recognizable brands. Alliance Data Retail Services is the second-largest U.S. provider of marketing-driven private label and co-brand credit programs designed to increase consumer spend and loyalty. Across multiple touch points, like traditional, digital, mobile and other emerging technologies, Alliance Data Retail helps its clients„such as HSN, J. Crew, The Buckle, and 90 others„create and increase customer loyalty through solutions that engage its nearly 25 million cardholders each day. Epsilon¬ , a leading provider of multi-channel, data-driven technologies and marketing services, manages solutions such as permission-based email marketing, database management, advanced analytics, and strategic consulting and creative services to more than 2,000 global clients. Epsilon is the worldÍs largest permission-based email provider, annually deploying over 40 billion emails. LoyaltyOne¬ operates CanadaÍs AIR MILES¬ Reward Program, the largest coalition loyalty program in Canada, with over 200 Sponsors and approx. two-thirds of all Canadian households actively participating in the program. AIR MILES was named one of CanadaÍs Most Influential Brands in 2012 by the Ipsos Influence Index, along with well-known brands such as Microsoft, Apple, and Google.