Banjo is an online lender providing secured and unsecured loans to small business. _ Our customers are the 51% of small business owners who have no lending product other than a credit card. We provide them with an alternative source of capital to balance cash flow and enable future growth. _ We understand that dynamic, innovative businesses often move faster than traditional valuations._ So when considering an application for a loan we look at more than just assets or collateral. We also consider business activity and multiple sources of industry data to obtain a more holistic view of a businessesÍ position. As a result, we can approve more loans. _ We know the needs of a small business can change from one day to the next. So once approved, our customers have access to an ongoing loan facility and can withdraw additional funds without reapplying. _ We see ourselves as partners with our customers. So we never charge early exit fees if a loan is paid off early. _ Our loan process has been designed to be as easy as possible, with online applications and a simple fee structure. Loans can be approved in hours and funds deposited within 72 hours. _ We recognise that business is much more than just numbers. At the heart of every business is passion, ideas, self-belief and a vision of the future. Our goal is to help you achieve yours.