With a solid record of long-term growth in loans, deposits and earnings, Bank of the Ozarks has earned respect as a great place to do business _ and build successful relationships. We are successful because we always remain focused on strong fundamentals of banking: great customer service, prudent lending practices and sound management. This philosophy has helped us grow as a customer-friendly financial institution. Expanding from our headquarters in Little Rock, Arkansas, to more than 250 locations throughout the Southeast and Texas, we provide a personal touch that empowers local decision-making at all levels. What makes us unique is the personal attention we give to every customer. From checking and savings to investment planning and loans, our bankers sit down and actually listen to your needs _ so you can be sure youÍre walking away with the right banking solution for you. ThatÍs how weÍve made so many customers our friends. We care, and work hard to earn your respect. Since 1903, we've been the kind of bank where people like to do business. That wouldn't be true if we weren't also the kind of bank where people like to work. Talk to any Bank of the Ozarks employee and you'll hear that at our bank, we're dedicated to providing an atmosphere of respect and personal growth for each individual member of our team. At Bank of the Ozarks, we believe in being true to our brand; no matter what your banking needs, you have a friend here. Member FDIC Equal Housing Lender