Civic Financial Services is a direct private money lender specializing in the financing of non-owner occupied, residential investment properties. With access to institutional capital, CIVIC provides Mortgage Brokers and Real Estate Investors with a consistent, cost effective, and efficient funding source. CIVIC is a common sense lender that offers competitive loan programs for fix & flip projects, rental property acquisition or refinance, and bridge loan solutions. PROGRAM HIGHLIGHTS _ 1, 2, & 4 year loan terms _ Purchase, Rate & Term, Cash Out, Rehab, & Credit Line _ Lending to Individuals, LLC's, Corps, and Trusts _ Loan amounts from $100K up to $5 Million _ Interest Only payments _ Extremely competitive Rates and Fees _ No FICO Requirement/Asset Verification _ Foreign National Program _ Lending in AZ, CA, CO, FL, GA, HI, ID, NV, OR, TN, TX, & WA _ Newest Product: Acquisition Line of Credit PREFERRED INVESTOR PROGRAM _ Contact us about exclusive access to our parent company WedgewoodÍs portfolio of investment property inventory For more information, visit www.civicfs.com or contact us today at info@civicfs.com or 1-877-47-CIVIC (1-877-472-4842). CIVIC Financial Services, Inc. is a California Finance Lender under NMLS 1099109 and DBO #603L321