At Earnin, weÕre making money work in a way thatÕs good for everyone. WeÕre driving consumer-empowered finance by unlocking the more than $1 trillion held up in pay cycles each year. WeÕre putting that money into workersÕ hands using a streamlined mobile app that allows people to get paid when they want.
Customers just track the number of hours theyÕve worked, then request their pay when they want it. All they need is an electronic timesheet and direct deposit. The app also supports individuals who are paid Òper task,Ó such as Uber and Instacart workers.
Instead of charging set fees or high interest rates, Earnin provides a Òpay what you think is fairÓ service, allowing customers to select an optional tip with each transaction. Together with our customers, weÕre creating a future based on whatÕs possible, rather than the way itÕs always been done.
- Company Name:Earnin
(View Trends)
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Headquarters: (View Map)Palo Alto, CA, United States
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Financial Services
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50 - 200 employees
- 27556023 Global Rank
- United States 100.0%
- University of Wisconsin
- Whitewater
- 10 SDKs
- 4.72 Avg. Rating
- 7.33 K Total reviews
- App Url: https://itunes.apple.com/app/activehours/id723815926
- App Support: https://help.earnin.com
- Genre: Finance
- Bundle ID: com.activehours.Activehours
- App Size: 206 M
- Version: 10.94
- Release Date: October 25th, 2013
- Update Date: June 8th, 2021
Description:
Why wait for payday? Access the money you already earned with the Earnin app, up to $100 a day. Get up to $500 per paycheck, save money for a chance to win cash prizes, get access to your money in an instant, help budget better, and connect your bank in a few easy steps. No hidden fees. No interest. No credit check. Just tip what you think is fair.
Earnin has over 1 million members making any day payday. Join us.
HOW TO CASH OUT:
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1. Connect your bank and tell us where you work.
2. Turn on Location Permissions - we'll automatically add earnings to your Earnin account when we see you're at your work address.
3. We'll verify your bank and confirm your hours worked; cash out up to $100 per day and tip what you think is fair, between $0-14.
4. On payday, we'll debit your account for the money you cashed out + tips.
YOUR TOOLS:
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+ Cash Out
Still waiting for payday? Get up to $100 per day of your money you’ve already earned – up to $500 per paycheck. Just connect your bank to Earnin.
Earnin works with: Bank of America, Wells Fargo, TD Bank, Chase, Navy Federal Credit Union, PNC Bank, USAA Bank, and more.
+ WeWin
Advance your savings goals! Every $10 put away in your Earnin Tip Yourself Jar is now a chance to win up to $10 million in cash prizes.
+ Lightning Speed
Connect your debit card to Earnin and receive your money in an instant, with no extra charge!
+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low.
+ Cash Back Rewards
Earn up to 10% cash back when you shop at participating local and national businesses.
+ GPS Earnings
GPS Earnings automatically adds the money you’ve earned to your account based on your work address.
+ Live Chat Support
If you have any questions or issues with the Earnin app, our Live Chat team is available 24/7, 365 days a year.
+ Financial Calendar
Budget smarter! The Earnin Financial Calendar lets you know in advance when you have recurring payments coming up.
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Earnin is not affiliated with Chime, Dave, Albert, Brigit, CashNetUSA, Empower, Klover, MoneyLion, Cleo, Cash App, Daily Pay, Google Pay or Credit Karma.
Earnin is not a payday loan, a cash loan, or an app to borrow money. Earnin gives you access to your pay, when you want, with no hidden fees, no interest, and no credit check.
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Disclaimers:
*Tipping options will vary between tools.
*Tip Yourself is a 0% Annual Percentage Yield and $0 monthly fee service. Your Tip Yourself Account and any Tip Jars are not Savings Accounts. For more information visit https://www.earnin.com/privacyandterms
*For Lightning Speed, transfer speeds may vary and could take up to 30 minutes. Other restrictions and/or third party fees may apply. For more information visit earnin.com/TOS
*Balance Shield Cash Outs are subject to your available earnings and daily/pay period Max. Other restrictions apply. For more information visit earnin.com/TOS
*By using Cash Back Rewards (powered by Empyr) you allow participating merchants and/or card networks details of your transactions. Cash Outs may take up to 30 minutes, actual transfer speeds will depend on your bank connection. For more information visit earnin.com/TOS
*Restrictions and/or third party fees may apply. For more information visit earnin.com/TOS.
*Number of people using Earnin is from an internal analysis conducted by Earnin in January 2021, representing total users who Cashed Out at least once from January 1 to December 31, 2020.
*NO PURCHASE NECESSARY TO ENTER OR WIN WEWIN: Must be 18 years of age or older and a legal resident of the U.S. or DC. Games begin each Sunday starting 12/6/20 at 9:01 p.m. ET and end the following Monday at 9:00 p.m. ET with the last Game ending 12/19/21. To view official rules, odds disclosures, prize details, and alternate means of entry, visit https://www.earnin.com/wewin/game-rules/ Void where prohibited. $10,000,000 grand prize payable over 29 years. Sponsor: Activehours, Inc.
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My-Nicole
Denise Virgo
Great app
lozapalow
amazing
Kelly dob
A+++
sherrysnn50
Love it
Chris Serrioz
Awesome
Holy Grail