Gulf Insurance & Reinsurance Co. (GIRI) is the largest insurance company in Kuwait in terms of written and retained premiums, with operations in both life and non-life insurance and its activities are further supported by first class reinsurance security. GIRI has created a competitive edge in its market through the implementation of a comprehensive approach involving use of Information Technology, Product Innovation, Customer Relations Management and prudent underwriting practices. Gulf Insurance & Reinsurance holds a Financial Strength Rating of A- (Excellent) and issuer credit rating of a-" with a revised Positive Outlook from A.M. Best Europe Rating Services Limited. Standard & PoorÍs has also assigned its Financial Strength and counterparty credit ratings of A- with Stable outlook.