For more than 30 years, Tokio Marine HCC - Stop Loss Group (formerly HCC Life Insurance Company), has been one of the nation's leading specialty insurance carriers of medical stop loss, group term life, HMO reinsurance, and medical excess insurance to self-funded employers. In addition to its extensive suite of products and exceptionally fast claims turnaround times, Tokio Marine HCC - Stop Loss Group offers value-added services that help reduce claims costs to employers'_ plans. Rated A+ (Superior) by A.M. Best Company and AA- (Very Strong) by Standard & Poor's,Tokio Marine HCC - Stop Loss Group's accident and health division insures more than 10 million people nationwide. Visit http://www.tmhcc.com/ for more information.