Buyer Development Services, DBA Improve My Credit USA based out of Houston,Tx assistÕs individuals in requesting the major credit bureaus (Transunion, Equifax, and Experian) and credit report information Furnishers demonstrate their compliance with various laws governing fair and accurate consumer credit reporting. Based upon its analysis of individual credit reports and the information and instructions individuals provide. Improve My Credit USA prepares and send written or electronic communications to Bureaus and Furnishers on individuals behalf. Improve My Credit USA also provides tailored analyses of factors affecting individuals credit profile as well as materials which will explain methods used by credit bureaus to score a personÕs credit risk Improve My Credit USA does NOT guarantee and customers are not paying for a particular credit report outcome or result; they are paying only for Improve My Credit USA efforts on their behalf. The Bureaus or Furnishers may not respond favorably to initial or subsequent Communications and ultimately may decide not to remove items from an individualÕs consumer credit files despite Improve My Credit USAÕs efforts.