Kabbage® offers a suite of solutions built to help optimize your small business. Through our mobile app, you can access what Kabbage has to offer: Checking, Funding and Payments.

KABBAGE CHECKING™*[1] It pays to deposit, literally. Get many features of a traditional checking account, and none of the strings. Earn 1.10% APY on balances up to $100,000[2].

*The Kabbage Checking account is provided by Green Dot Bank.

KABBAGE FUNDING™ Applying for Funding is free, and you’ll only pay for the capital you use, if approved[3]. With our app, it’s simple to access funds as needed, and make repayments.

KABBAGE PAYMENTS™ Accept payments through professional invoices and custom pay links. Kabbage Payments in the mobile app is currently available to users onboarded prior to October 16, 2020.

©2021 Kabbage Checking™, Kabbage Funding™ and Kabbage Payments™ are trademarks of American Express.
Green Dot is a registered trademark of Green Dot Corporation. ©2021 Green Dot Corporation. All rights reserved.
Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH. Banking services are provided by and Kabbage Debit Mastercard® is issued by Green Dot Bank, Member FDIC, pursuant to a license from Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Other Kabbage products and services are not provided by Green Dot Bank or Green Dot Corporation.

1. Kabbage Checking account opening is subject to identity verification and approval by Green Dot Bank.
2. The annual percentage yield (“APY”) is accurate as of 5/1/21 and may change at our discretion at any time. The APY is applied on account balances in your primary Kabbage Checking account and each associated Reserve, up to $100,000 in the aggregate. No interest is earned on aggregate balances of over $100,000. The average daily balance method is used to calculate interest.
3. Kabbage Funding™ offers access to a commercial line of credit ranging from $1,000 to $150,000. Each draw on the line of credit will result in a separate installment loan. All loans are subject to credit approval and are secured by business assets. Every loan requires a personal guarantee. Monthly fees range from 0.25–3.50% for 6-month loans, 0.25–2.75% for 12-month loans, 0.25-2.50% for 18-month loans , and are subject to change for future loans drawn under the available line of credit. Not all customers will be eligible for the lowest fee. Not all loan term lengths are available to all customers. Eligibility is based on creditworthiness and other factors. Not all industries are eligible for Kabbage Funding. Pricing and line of credit decisions are based on the overall financial profile of you and your business, including history with American
Express and other financial institutions, credit history, and other factors. Lines of credit are subject to periodic review and may change or be suspended, accompanied with or without an account closure. Late fees and return payment fees may be assessed. Loans are issued by American Express National Bank.

To log in, users must have a Kabbage user ID and password or create one in the app. All access to and use of this app is subject to and governed by the American Express Kabbage Inc. Terms of Service and Privacy Policy.