We live in a time of unprecedented change. A time when economies, regulations, and social safety nets are all in flux. Customers around the globe have told us theyÍre overwhelmed by the pace of change and are looking for a trusted partner to help them manage lifeÍs twists and turns. MetLife is committed to being that partner. ThatÍs why weÍre transforming our business: Delivering greater value for the people we serve by becoming a simpler, more focused, and future-facing company. WeÍll be introducing new ways to meet our customersÍ evolving needs, with flexible products; simpler, more intuitive experiences and a range of new services. MetLife. Navigating life together. For customer service: http://bit.ly/metlifeservice For social media notices: http://metlife.com/socialterms MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (MetLife"_), is one of the largest life insurance companies in the world. Founded in 1868, MetLife is a global provider of life insurance, annuities, employee benefits, and asset management. Serving approximately 100 million customers, MetLife has operations in nearly 50 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe, and the Middle East."