We are a unique bank who is focused on serving and empowering the mass market segment, a segment that is vital for Indonesia's economy. Starting with pension business (BTPN Purna Bakti), we have successfully built various new businesses in the last few years: Micro Banking (BTPN Mitra Usaha Rakyat), Funding (BTPN Sinaya), Productive Poor (BTPN Syariah), SME (BTPN Mitra Bisnis), Mass Market Mobile Banking (BTPN WOW!), and Smart Digital Banking (Jenius). Our latest digital business (BTPN WOW! and Jenius) show our passion in digital innovation. To build a leading mass-market bank, powered by digital, we are continuously bring such innovations. We bring technology to our services, reach and serve Indonesia's customer better. For these innovations, in 2016, BTPN was chosen by Fortune Magazine to join the list of 50 companies around the world that perform well in taking societyÕs biggest problems. We get a recognition for our success in reaching out to communities that previously have no access to banking services in Indonesia and making the difference in the countryÕs financial inclusion. BTPN is the only Indonesian company included in the list, putting us on a par with leading global companies.