St. Louis Community Credit Union is a progressive, full-service financial institution. Since 1942, weÍve been committed to providing our members with an outstanding selection of savings and investment products, loans and convenience services _ all designed to help families achieve greater prosperity now and in the years ahead. Unlike other financial institutions, a credit union is owned by the people who save and borrow there. ThatÍs why we say ñmembers,î not ñcustomers.î Eligibility for credit union membership is determined by a common link, such as where an individual lives, works or goes to school. Because St. Louis Community is a not-for-profit financial cooperative, we can offer better rates and fewer fees than most large banks. Income the Credit Union earns from loans and investments is returned to members in the form of higher interest rates on savings accounts, lower interest rates on loans, and fewer fees.