Keep track of your finances when and wherever you need it. Or use a lot of service features: Send money to friends with giropay | Kwitt or find the nearest ATM or branch. Sparkasse is easy to use and secure.

FEATURES

• Set up any number of bank accounts you have with Sparkasse or other financial institute
• Set up multiple accounts, e.g. checking account, loan account, saving account
• Payments: single, scheduled, reference, reverse and SEPA transfers
• Send money and receive it with giropay | Kwitt - up to €30 mostly even without TAN*
• Share expenses among involved people with giropay | Kwitt group feature*
• Use Apple Pay within the app
• Standing order and direct debit functions
• See charts to analyze your personal finances
• Enhanced functionality: Store locator, ATM search
• Open a new checking account via app
• Service functions of your Sparkasse: card lock, releases, opening hours and appointments

REQUIREMENTS

• Access depends on whether your financial institution makes it available online via HBCI PIN/TAN or FinTS PIN/TAN protocol
• Supported TAN security methods: chipTAN manuell, chipTAN QR, chipTAN comfort (optical), pushTAN; iPod touch in addition: smsTAN

SAFETY

Sparkasse ensures maximum safety in accordance with the provisions of the German financial institutions for online banking:
• communication via direct and secure interfaces
• high encryption
• password-protected
• automatic lock (the app locks itself after five minutes of non-use)

NOTES

1) You do not need to have an account of a German Sparkasse to use the app. You can add any other accounts of different banks as well
2) For support requests please send your inquiry directly out of the app
3) Use can run up a bill within your financial institute. Please check whether this may be passed to you
4) Some features of the app are only available if your financial institution supports them.

* Kwitt is available, if offered by your Sparkasse. Regulatory requirements provide for a TAN entry. Intelligent security systems of your Sparkasse allow your giropay | Kwitt transfers to remain TAN-free as much as possible.

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We take the protection of your data very seriously. It is regulated by the Privacy Policy. By downloading and/or using the app Sparkasse, you fully acknowledge the terms of the End User License Agreement of Star Finanz GmbH.

• Data privacy statement: https://cdn.starfinanz.de/index.php?id=datenschutz_ios_sparkasse_en
• End-user licence agreement: https://cdn.starfinanz.de/index.php?id=lizenz-ios