Av_sis has been providing essential ancillary benefit solutions since 1978. From its inception, the company has been developing, administering, and refining our offerings to provide clients with best-in-class products and services. Today, our programs cover more than 10 million members throughout the country. Excellence in all that we do is our singular focus, and our high member satisfaction and client retention rates are proof that we have achieved our goal. As healthcare costs continue to soar, sponsors, providers, and payers of health benefits are challenged to deliver high-quality care in the most cost-effective manner possible. The Av_sis benefits menu meets that challenge, making quality essential ancillary benefits available to our clients and members at the lowest possible price„without ever sacrificing the high level of service that is our benchmark. That's because providing outstanding customer service comes naturally when your core values are accountability, empowerment, excellence, and integrity. These values help us surpass others in our field, especially when it comes to service, price, and value. As of January 2016, Av_sis is a wholly owned subsidiary of The Guardian Life Insurance Company, a distinction that brings even more capabilities to Av_sis. Guardian is a Fortune 250 mutual insurance company that has put its policyholders and clients above all else for more than 150 years, and it has earned them not only a great reputation but awards and accolades from such authorities as J.D. Power. Adhering to high standards, doing the right thing, and making people count are the founding principles that have kept Guardian financially sound and made them one of the largest insurance companies in the country.