BCS Financial Corporation navigates value with strategic partnership solutions worldwide for insurance companies, brokers, agents, administrators, employers, employees, and individuals. At BCS Financial, we believe that navigating value is charting new opportunities in uncharted post-healthcare reform markets. We also believe precise navigation leads to expanding protection with innovative insurance offerings, enhancing protection with unique underwriting services, and protecting assets with strategic financial partnerships. Most importantly, we believe that value is navigated not only with a clear vision, but also with a solid foundation of strong governance, international capabilities, and best-in-class expertise. BCS Financial, with over 60 years of experience in navigating value, is owned by all primary Blue Cross and Blue Shield licensees, possesses insurance licenses in all 50 states, Puerto Rico, and the District of Columbia, and partners for all types of insurance and financial solutions. BCS Financial Corporation is the holding company for BCS Insurance Company, BCS Financial Services Corporation, and 4 Ever Life Insurance Company. For more information about BCS Financial, visit bcsf.com.