Capital First Ltd is a leading Financial Institution in India focused on providing debt financing to MSMEs and Indian consumers. Capital First was founded in 2012 by Mr. V. Vaidyanathan (@vaidyanathan19) who acquired a stake in an existing NBFC, then secured an equity backing of _ 8.10 Billion from global Private Equity player Warburg Pincus, and concluded a Management Buyout of the company including an open offer to the public, new shareholders, reconstitution of a new Board, raising _ 1.00 billion in fresh equity through preferential allotment, and creation of a new brand called Capital First. The founding theme of Capital First is that financing IndiaÍs 50 million Indian Enterprises and emerging middle class, with a differentiated model, based on new technologies provides a large and unique opportunity. Unlike traditional models of financing, Capital First has successfully created new models of financing Indian MSMEs and consumers in hitherto unbanked and under-penetrated segments by using a differentiated model based on new technologies and deep analytics. The company provides financing for various purposes like business expansion, loans for Plant and Machinery, Office furniture, display panels, office automation like PCs, laptops and printers. With this unique approach, Capital First has financed over 3.2 million customers, disbursed _ 280.00 billion (USD 4.18 billion) worth of loans since inception. The companyÍs retail loan assets has grown from Rs. 0.94 bn on March 31 2010 to Rs. 161.63 Billion on September 30, 2016. Within 5 years, Capital First has built a large franchise and provides financing in 228 locations across India. The loan book of the company is of high quality with Gross and Net NPA 0.98% and 0.45% respectively as of September 30, 2016. The market cap of the company has increased from Rs. 7.90 billion ($122 Mn) to Rs 76,281 Mn ($1.17 Bn) in March 2017.