Increase your personal savings and improve your general financial health.

CRA (Credit Repair Australia) has been helping Australians improve their financial situation for over 17 years. SmartSaver gives you the tools to finally start saving some money. Choose either a regular amount to save or set a percentage of your regular expenses, or both - money is then transferred to a separate savings account where you’re not tempted to spend it right away. Set specific savings targets for the things you want, called Goals, and see if you are on track with weekly notifications.

FEATURES
+Open a Goals account in minutes
+Set saving goals & track your progress
+Automatically save a % of everyday purchases
+Set recurring ‘Top Up’s
+Helpful savings notifications
+Link any account or debit card to track your micro saving amounts from transactions
+Link any bank account you like to fund your goals
+Simple features to help you reach your goals on time.

SECURITY
+Savings held securely at a recognised bank
+Safe and Secure platform with Bank level security
+256-bit AES encryption to ensure your financial information is managed securely

+Know Your Customer (KYC) on boarding requires proof of address and identity checks.


COST
Free to download, then $1.50/month account keeping fee for active users.
An active user is someone who has their identity verified and bank accounts validated.
Accounts are closed when a user is inactive.
Withdraw all savings at any time.
Deposit at any time at no cost.

OUR PARTNERS
This app is operated by Navag8 Pty Ltd (ACN 623 237 258) which acts as a custodial/depository service for an 11am Account Facility held at Members Equity Bank Limited (ME Bank, ABN 56 070 887 679, Australian Financial Services License No. 229 500), into which your Goals savings amounts are deposited. The ME Bank 11am product will be promoted by Navag8 Pty Ltd (ACN 623 237 258), and information is available via the “Important Information’ section of the App. A person should read and consider the Terms of Service in deciding whether or not the ME Bank 11am Account Facility is an appropriate deposit product for them.

DISCLAIMER
Any information on this page is general in nature only and has been prepared without considering your objectives, your financial situation or your needs. You should not rely on any information contained in this page and before making any decision about any financial product, we recommend that you consider it’s appropriateness with regard to your needs and financial situation. You should consider seeking appropriate financial, taxation and legal advice prior to making any decision.