Habitat for Humanity InternationalÕs vision is a world where everyone has a safe and decent place to live. Anchored by the conviction that safe and affordable housing provides a path out of poverty, Habitat has helped more than 9.8 million people obtain safe and decent housing, along with the strength, stability and independence to build better lives. We believe a stable, secure home creates the foundation for change, giving people the opportunity to be healthier, happier and more secure and for children to be better nourished and better educated. We believe building a decent home provides much more than bricks and mortar Ð it provides real hope for the future. We donÕt give hand-outs; we give people hand-ups by building homes in partnership with families both in Australia and overseas. They put in labour and a deposit, and we assist with the expertise and financing and importantly, as the no-profit loan is repaid, it helps to finance even more homes for people in need. So with Habitat your dollar goes further. We donÕt just provide a roof Ð we build communities. We also address water supply and sanitation issues and in some communities provide health, education Ð like teaching financial literacy and livelihood assistance.