Home Credit India Finance Pvt. Ltd. is a leading consumer finance provider that is committed to drive credit penetration and financial inclusion by offering financial solutions that are simple, transparent and accessible to all. One of IndiaÍs leading non-banking financial companies, Home Credit India has operations in 89 cities across 19 states in the country. The company has a strong network of over 19,000 points-of-sale through which it services over 5 million customers through an employee base of over 17,000. Home Credit India has been recognized by Aon Hewitt as a Regional AON Best Employer 2017 for employer excellence.
Home Credit India is part of Home Credit B.V., an international consumer finance provider with operations in 11 countries across Europe and Asia. The group employs over 100,000 full time employees who have so far served nearly 70 million customers through the vast distribution network comprising over 270,000 points of sale, loan offices, branches and post offices as of December 31, 2016.
More information on HCBV is available at www.homecredit.net.
More information on Home Credit India is available at www.homecredit.co.in
- Company Name:Home Credit India
(View Trends)
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Headquarters: (View Map)Gurgaon, India
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Financial Services
- 201179 Global Rank
- 11834 India
- 366 K Estimated Visits
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Direct50.44%
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Search46.58%
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Social1.22%
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Mail0.59%
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Display0.58%
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Referrals0.58%
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98.12%
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1.24%
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0.35%
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0.29%
- 10 M Downloads
- 10 SDKs
- 4.29 Avg. Rating
- 82 K Total reviews
- App Url: https://play.google.com/store/apps/details?id=com.portal.hcin
- App Support: https://www.homecredit.co.in/
- Genre: finance
- Bundle ID: com.portal.hcin
- App Size: 54.5 M
- Version: 9
- Release Date: April 10th, 2017
- Update Date: May 31st, 2021
Description:
Home Credit, the most trusted Personal Loan App in India
● Loan Amount: ₹10,000 to ₹2,40,000
● Minimum Annual Percentage Rate (APR): 19%, Maximum APR: 56%
● Minimum repayment period: 6 months, Maximum repayment period: 51 months
● Processing Fees: 0% to 5%
● If customers opt for a Value-Added Service, the fee for the same shall be levied additionally
Representative Example
For ₹10,000 borrowed for 12 months, with annual interest rate (APR) of 19%*, a user would pay:
>- Processing Fees = 0 %
>- Interest = ₹ 1900
>- Monthly EMI= ₹ 992
Total Amount Repaid after a year = ₹ 11900
*The annual interest rates and processing fee will vary as per the risk profile of the customers.
The maximum Annual Interest Rate can go up to 56% (However, only a fraction of our customers get an interest rate higher than 30% per annum)
These numbers are indicative and subject to change.
Get Personal Loan or Ujjwal Card EMI Solution with minimal documentation & Instant Online Approval.
Key Points :
• Over 1 Crore satisfied customers
• More than 31,000 Partners Shops
• Presence across India in 300+ Cities
Products for You:
Personal Loan- Home Credit offers instant Personal Loan for your all needs such as Medical Emergency, Wedding, Small Business, Education, etc. Apply Online for a Personal Loan up to ₹2.4 Lakh with minimal documentation.
Home Appliance Loan- Get a Loan for Home Appliances like TV, Refrigerators, AC and many more on easy EMIs and flexible tenure.
Ujjwal Card EMI Solution- Apply for an Ujjwal Card and enjoy the benefits of a pre-approved limit of ₹ 50,000. Use this limit to buy products of your choice at more than 31,000 partner shops across India.
Add-on Features:
1. Dedicated section to View and download all loan-related documents like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc.
2. Pay your EMIs Online through debit card, net banking or UPI
3. Check your Loan details like EMI, due date, loan tenure etc.
4. Daily Horoscope & Games
Eligibility & Documents Required
1. You should be an Indian
2. Your Age requirements :
● Existing Home Credit Customers: 19 - 69 years
● New to Home Credit: 19 - 68 years
● Ujjwal Card EMI Solution: 18 - 65 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof
4. Should have an active bank account (for the amount disbursal)
5. Should be salaried, self-employed or pensioner
Why Choose Home Credit App for Personal Loan?
✔ Disbursal within 24 hours
✔ No Collateral or Guarantor Required
✔ Available in 300+ cities across India
✔ A seamless digital experience, from loan application to repayment
✔ Easy & Flexible Repayment Options
How to Apply for Personal Loan?
Simple & hassle-free loan application process in a few easy steps:
1. Download Home Credit App from Play Store
2. Register on the App
3. Submit your personal loan details
4. Upload KYC Documents
5. After loan approval, receive money in your bank account
So, if you’re looking for an Instant Personal Loan in India, we’re here to help you with our easy application process, 5 mins approval and quick disbursal.
We are India’s leading and most trusted NBFC in lending and finance.
Home Credit respects your Privacy
Data security & privacy is our top priority. All information requested from our personal loan app is only used to generate the best offers for you.
Privacy Policy: https://www.homecredit.co.in/privacy-policy
Contact us
1. Email: care@homecredit.co.in
2. Website: https://www.homecredit.co.in/contact-us
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India
Download HomeCredit App Now!
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Standard42.86%
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Direct57.14%
They are headquartered at Gurgaon, India, and have advertising & marketing contacts listed on Kochava. Home Credit India works with Advertising technology companies such as Dstillery, Neustar AdAdvisor, DoubleClick.Net, Google Remarketing, DoubleClick Bid Manager, Rocket Fuel, Facebook Custom Audiences, Twitter Ads, AppNexus, BlueKai, BlueKai DMP, Rubicon Project, Pubmatic, DemDex, Adobe Audience Manager Sync, X Plus One, Index Exchange, Yahoo Small Business, Openads/OpenX, SpotXchange, Tapad, IponWeb BidSwitch, Advertising.com, Taboola, Media.net.