LendingUSA exists to provide smart financing solutions at the important moments in life. The money people need, when and where they need it. LendingUSA specializes in point of need and direct-to-consumer financing solutions for the elective medical industry, dental care, pets, pet care, consumer goods and services and much more. We also power a proprietary network of websites that provide thousands of personal loans each month to meet a variety of needs. LendingUSAÍs mission is to create lasting business partnerships by providing innovative point of need financing solutions. We are committed to creating the best consumer financing experience available, using a proprietary lending solution that uses both traditional and next-generation underwriting and fraud detection techniques to approve loans as quickly as a few seconds. We also work closely with our merchant partners, providing the tools and training they need to easily and efficiently maximize customer financing and grow their business.