ManhattanLife is a group of four operating life and health insurance companies; Manhattan Life Insurance Company, ManhattanLife Assurance Company of America, Western United Life Assurance Company and Family Life Insurance Company. Since as early as 1850, these companies have provided secure and innovative life and health insurance products and services throughout the United States and Puerto Rico. ManhattanLife is committed to providing reliable, innovative and cost effective reinsurance facilities to the life and health insurance industry as well as a wide range of life and health products to the general public through a multi-distribution system. We are focused on steady continual growth by providing a quality portfolio of products, personal customer service and financial soundness. With roots firmly grounded in a commitment forged more than 150 years ago, we hold fast to high ethical standards of quality service to our agents, our customers and our employees. Stability, innovation, growth, and responsive service are the characteristics that define the core of our business. We recognize not only the diverse needs of our policyholders and agents, but also the wide range of options available to deliver our products in order to serve the marketplace more efficiently. Thus we put technology at the forefront and utilize it to further improve our sales, underwriting, billing and customer service processes.