United Consumer Financial Services (UCFS) offers consumer financing for in-home sales distributors, for retail businesses and for professional service providers such as dental services, funerals and more. Financing sales offers businesses alternate consumer financing helping organizations increase sales. UCFS serves the United States, most Canadian provinces, Australia, New Zealand, and the United Kingdom. Distributors, dealers and merchants count on UCFS for fast, easy and reliable financing services, from instant consumer credit, 18-hour-per-day, call-center operations, online credit applications and contracts, to consumer online account inquiry and automatic, recurring bill-pay. Merchant use a portal to view consumer activity. No matter the size business of our distributors, service providers and retail customers, special financing programs are customized for each customersÕ specific business needs. Over 4 million consumer installment contracts have been purchased from our business customers, in a broad range of quality, from prime to substandard. We have customized finance programs for hundreds of companies and small businesses. Our long-term relationships make UCFS the go-to organization for businesses looking to expand their customer base.