VW Credit, Inc. (VCI), a wholly owned subsidiary of Volkswagen Group of America, Inc., was founded in 1981 as the financial service arm of Volkswagen Group of America, Inc. VCI, a captive finance company, services Volkswagen and Audi retail customers and dealers as Volkswagen Credit, and Audi Financial Services. The company provides competitive financial products and services to dealers and their customers throughout the United States including retail leasing, retail financing, and balloon financing, along with wholesale financing for new and used vehicles. We maintain a Remarketing Department for disposing of end-of-term lease/balloon contract vehicles, and all used company vehicles. VW Credit, Inc. conducts its business, with an administrative staff and field organization, in the following locations: Headquarters _ Herndon, Virginia Region Field Sales and Marketing and Risk Management Offices: Midwest Region „ Rosemont, IL Northeast Region „ Woodcliff Lake, New Jersey Pacific Region „ Westlake Village, California Southeast Region „ Alpharetta, Georgia South Central Region _ Irving, Texas Retail Automotive Service Centers Chicago Automotive Service Center „ Libertyville, Illinois Portland Automotive Service Center „ Hillsboro, Oregon