WeÍre here to protect our 33 million customers from lifeÍs unexpected twists and turns _ freeing them from fear of uncertainty. We are one of only a few insurance companies in the world that can provide customers with life, general and health insurance, and asset management in one place _ a composite insurer. And we have a unique competitive advantage. Whether weÍre protecting them from everyday risks or helping them to save for the future, we put customers at the heart of all we do _ creating a bright and sustainable future for our customers, employees and our communities.