LendingClub is America's largest online marketplace connecting borrowers and investors, facilitating personal loans, business loans, and financing for elective medical procedures and K-12 education and tutoring. Borrowers access lower interest rate loans through a fast and easy online or mobile interface. Investors provide the capital to enable many of the loans in exchange for earning interest. We operate fully online with no branch infrastructure, and use technology to lower cost and deliver an amazing experience. We pass the cost savings to borrowers in the form of lower rates and investors in the form of attractive returns. WeÍre transforming the banking system into a frictionless, transparent and highly efficient online marketplace, helping people achieve their financial goals every day. Since launching in 2007 weÍve built a trusted brand with a track record of delivering exceptional value and satisfaction to both borrowers and investors. LendingClubÍs awards include being named to the Inc. 500 in 2014 and a CNBC Disruptor 50 for the second year in a row, one of ForbesÍ AmericaÍs Most Promising Companies three years in a row, one of The WorldÍs 10 Most Innovative Companies in Finance by Fast Company in 2013 and a 2012 World Economic Forum Technology Pioneer. (Notes by Prospectus - https://www.lendingclub.com/info/prospectus.action)