Octo is the Number 1 global provider of telematics and data analytics solutions for the auto insurance industry. Founded in 2002, we invented the insurance telematics industry. Today, we are the largest and most experienced insurance telematics company in the world, providing actionable intelligence to more than 60 insurance partners. We have 5,3 million connected users and the largest global database of telematics data, with more than 175 billion miles of driving data collected and over 433,000 crashes and insurance events analysed. Auto insurance premiums have historically been based on specific static risk category indicators such as age, vehicle type and crash history, rather than actual driving behaviour. This significantly constrains an insurerÍs ability to correctly assess risk and accurately price premiums. As the data revolution gathers pace and as data analytics become critical to the success of many companies, traditional approaches to insurance are falling short. Octo collects contextual driver and vehicle data and applies proprietary algorithms to transform it into actionable intelligence, informing solutions that benefit both auto insurers and policyholders. OctoÍs insurance partners are able to drive innovation and improve their loss ratio by up to 20% through more accurate pricing of risk, more efficient crash and claims processes, and deepened customer relationships. Policyholders benefit from personalised insurance premiums that can be 30% lower than a standardised bill, improved claims management, and access to services that provide an enhanced driving experience. Octo delivers end-to-end benefits across the insurance value chain, from pricing support, crash alerts and reconstruction to web portals for customer engagement. We also work across the entire device spectrum from smartphone apps and aftermarket devices to connected cars, and our machine learning algorithms are perfectly placed to support the move towards autonomous vehicles.