OneTrust Home Loans is the reality of years of hard work, innovation, and integrity built by brothers, Joshua and Shane Erskine, and an all-star leadership team. Josh and Shane began their careers in mortgage at the end of 2004 as Loan Originators. Within a few short years, they were recognized as being among the top originators nationally. When the financial recession took hold, many large development projects began to experience extreme challenges due to the lack of financing options available to homeowners. Josh and Shane saw these challenges as opportunities. By 2008 they built a successful company that designed and executed custom financing platforms for home buyers when the market had none. Their creative financing solutions effectively stabilized many of these developments. Entrepreneurs at heart, and with the dawn of a new day in the mortgage industry, the brothers launched their second mortgage venture in the middle of 2013, OneTrust Home Loans. Based on their experience, Josh and Shane believed that it was possible to create a better platform to serve homeowners and future homeowners, through a fast, transparent , and technologically-driven home loan process. The company grew a staggering 971% in just three short years. Throughout each chapter of growth, Josh and Shane consistently aligned themselves with top-tier mortgage professionals whos hared their vision, integrity, and commitment to greatness. Today the companyÍs leadership team features talent with a history of success in previous roles coupled with diverse backgrounds in technology, sales, marketing, operations, capital markets, and more. Headquartered in beautiful San Diego, California, with retail branches across the nation, a consumer direct channel, and a strong and growing presence in the builder market, OneTrust Home Loans and its family of employees continue their mission. The mortgage lender provides an array of loan options including Conventional, FHA, VA, USDA, jumbo, and portfolio options.