The ooba app is a handy tool for home buyers and real estate agents. It’s free, quick and easy to use yet a powerful guide that will give you all the help and information you need to get through the home buying process. Since buying your home is one of the biggest decisions you’ll make, why not allow the home buying experts to help you? Download the app and get started today.

The ooba app is built on the same technology that has made the ooba online bond affordability and other home finance calculators very popular with South African home buyers and real estate agents. You can easily and quickly calculate a number of different bond or mortgage related finance options such as bond affordability, bond repayment amounts, bond and transfer costs, home loan amortisation, additional home loan deposit savings, and much more. Best of all, ooba offers you all our help, advice and bond application services at no cost. We will gladly help you through the entire bond application process, where we will approach multiple banks on your behalf to find the best bond deal available - free of charge.

As a home buyer, there are many costs and fees that need to be considered. With the ooba app, you can calculate how much you can afford to spend on your new home; and even get prequalified for a bond before you start shopping for the home of your dreams. This gives you a stronger negotiating position when you find the home you’d like to buy. You can also calculate what your monthly repayment amount would be, how much you would need to pay on the bond and transfer costs, calculate home loan amortisation and how much you could save if you pay a deposit. All of this information is really helpful when making such a large investment decision.
At any point, if you need help, an ooba home finance or insurance expert is one click away. With more than 15 years in operation, the ooba team is undoubtedly the experts in home finance in South Africa. We have successfully assisted in securing about 400 000 home loans and continue to find the best deals available every day! To contact an expert, simply click on the “contact” icon in the app, give us your details, and we will call you back. Helpful articles and news will guide you through the home buying process and you can learn more from the frequently asked questions we receive from other home buyers.

When you need assistance with securing your home finance - ooba consultants will gladly help you. With a 33% higher bond approval success rate, than if you go directly to your bank – ooba can help you get the best bond deal available. We achieve this by approaching multiple lenders (banks and other financial institutions) on your behalf – so you only submit your paperwork once and we do the rest.

For more than 15 years, ooba (formerly MortgageSA) has been the leading home loan originator in South Africa. oobabond home finance experts have the muscle and knowledge to negotiate with the widest range of lenders (banks and other financial institutions) on your behalf to find the best deals and secure quick home loan approvals.

oobainsure offers a complete range of personalised, cost effective home insurance solutions to protect your family, home, income and belongings. In one call, your buildings and mortgage protection insurance will be in place, with no forms, no medicals and no fuss.

Real estate agents have used and loved our online calculators for many years and can now enjoy the same powerful tools on their mobile devices while out and about with their clients. You can take your home buyers through the various calculations mentioned above, and then email the results to them directly from within the app. Agents are also able to pre-qualify home buyers to start them on their home loan application process. A prequalified client has a higher chance of receiving final bond approval, so increases the chance of a successful sale