STRANDS is recognized by the financial industry as ñThe FinTech Partner for Banksî, serving more than 500 bank implementations with a hundred million customers in thirty-six countries, categorizing and enriching ninety-four million banking transactions daily. The company was founded in 2004 in Oregon (US) and Barcelona (Spain), initially developing personalization and recommendation solutions for the music industry. Apple acquired these early solutions together with a portfolio of 32 patents, allowing the company to focus its innovation efforts on the research and development of financial technologies. STRANDS is a FinTech pioneer, with the award-winning solution for Personal Financial Management (PFM), launched in 2008 in the United States and Europe. STRANDS Finance Suite today includes a portfolio of products that share a common foundation based on Big Data Processing, Artificial Intelligence, Machine Learning, Open API, and best-in-class Customer Experience. Our mission is to enable banks and merchants to anticipate customer needs and proactively suggest next-best-actions to increase long-term value for customers. Our vision is to empower people to better manage their life, consuming and taking decisions in a smarter, transparent and independent way.