Out of the 22 million online shoppers in Eastern Europe, about 38% are underserved and disregarded by banks today. Many young families, students and freelancers with no credit history, but with strong digital path, just don't fit the outdated checkbox style risk models of banks. Their only option is postponing their wishes and needs or resort to overpriced payday-loans with APRs north of 1 000%.
At Twisto we are on mission to provide simple & fair daily financing solutions for the online generation. We do this by leveraging non-traditional data sources and machine learning for credit assessment. We call our unique risk engine NIKITA which is by far outperforming the traditional credit scoring models. (more at nikitaengine.com)
Twisto Now
ñBuy now, pay laterî for e-commerce, where customers pay 14 days interest free. With average approval rate of 80% and single digit default, Twisto is the fastest point-of-sales credit in the market. No additional information required at checkout - Twisto is helping merchants drive mobile conversion and improve average order size
Twisto Account
Universal credit line with 45-day interest free and monthly invoice for all payments. In order to cover 100% of daily financing needs Twisto partnered with WireCard to launch Twisto Card enabling customers to use instant credit everywhere, enjoy instant notifications, favourable FX rate, cashback and UNIQA travel insurance
Backed by: ING Ventures, UNIQA Ventures, ENERN, Partners, Cezary Smorszczewski and MITON.
We are honoured by recent recognitions:
- Top 20 Czech startups (Forbes 2016 and 2017)
- Top50 FinTech by Pathfinder rankings (2017)
- Winner: Most innovative experienced startup (Wolves Summit Poland 2016)
- Winner: Most innovative e-payment solution (MPE Awards Berlin 2016)
- Winner: E-commerce solution of the year (E-commerce Awards 2014)
- Winner: Top payments startup (EU FinTech startups 2017)
Twisto mission & vision in 5 minutes @ FinovateEurope (2017 )
http://finovate.com/videos/finovateeurope-2017-twisto/
- Company Name:Twisto
(View Trends)
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Headquarters: (View Map)Prague, Czech Republic
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Financial Services
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https://www.facebook.com/v2.9/dialog/oauth?redirect_uri=https%3a%2f%2fwww.twisto.cz%2fregistrace%2ffacebook%2f&state=marketing_consent%3d0%26csrf_token%3donxrud7qbr4pxthhy4g2yapplfcvrarlyvzxjeadp5c8uvgkmc1pxvtnxlb29wbb&scope=email&client_id=378014785660965
https://www.facebook.com/pages/twistocz/488837807880550
- 175885 Global Rank
- 1586 Czech Republic
- 168 K Estimated Visits
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Direct58.48%
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Mail17.48%
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Search16.23%
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Referrals4.85%
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Social2.68%
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Display0.28%
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94.98%
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2.90%
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0.53%
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0.32%
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0.24%
- 10 SDKs
- 4.5 Avg. Rating
- App Url: https://itunes.apple.com/app/twisto-payments-a-s-/id1182925330
- App Support: https://www.twisto.cz/kontakt/
- Genre: Finance
- Bundle ID: cz.twisto.TwistoApp
- App Size: 79.9 M
- Version: 1.34.4
- Release Date: December 7th, 2016
- Update Date: May 3rd, 2021
Description:
Twisto is a modern payment application that makes your life easier. Use it to make payments online or in stores. It’s quick, safe, and convenient.
*Registration is a breeze
Open a Twisto account and take advantage of all that Twisto offers. Download the app and finish your registration in just a couple of minutes.
*Spending under control
See a quick summary of all of your purchases in one place. It even shows you the total amount you’ve spent as well as how much you still have available on your account. We also send you a daily spending summary along after each purchase so you can always stay on top of your finances.
*A secure way to pay
Twisto operates as a licensed payment institution with a track record going back several years. Your Twisto account won’t be connected to your personal banking account in any way.
*The best exchange rates
Take advantage of foreign exchange rates that you just can’t get anywhere else. So whether you’re going on holiday, or just surfing the web from your living room, Twisto makes all of your adventures a little sweeter.
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They are headquartered at Prague, Czech Republic, and have advertising & marketing contacts listed on Kochava. Twisto works with Advertising technology companies such as Facebook Custom Audiences, DoubleClick.Net, Google Remarketing, Seznam, DoubleClick Bid Manager, Adform, AppNexus, Rubicon Project, LinkedIn Ads, Bizo, Affilbox, Twitter Ads, Google Floodlight Counter, Microsoft Advertising, Criteo, Google Adsense, Google Floodlight Sales.