Tala is a mission-driven mobile technology and data science company thatÕs opening up financial access for underserved people globally. TalaÕs smartphone app uses alternative data to deliver instant credit and help customers build their financial identities. Unlike traditional credit scoring, our proprietary underwriting models draw on thousands of mobile data points including network diversity, social connectedness, geographic patterns, and financial transactions to score customers in real time, without a need for formal credit history. We're headquartered in Santa Monica with additional offices in Nairobi and Manila. Tala, formerly known as InVenture, is backed by IVP, Ribbit Capital, Lowercase Capital, Data Collective, Collaborative Fund and other leading venture and impact investors. In 2016, Fast Company ranked Tala as one of its top 10 companies in Money, and Forbes named Tala as one of the top 50 FinTech companies in the world. Additionally, TalaÕs work has been highlighted by Forbes, the New York Times, the Financial Times, the Wall Street Journal, TED, and Wired, among others. Our Android application for our lending product is #1 Finance App in the Kenya Google Play Store https://play.google.com/store/apps/details?id=com.inventureaccess.safarirahisi