Over a half-century ago, a few astute people at Hewlett-Packard and Tektronix had a vision to strengthen financial futures. They saw the potential of uniting human dedication and technological innovation for a greater good. ThatÕs the heart of First Tech Federal Credit Union. What our founders recognized many years ago still holds true today. People within technology-driven companies are wired differently. Their passion for innovation has revolutionized the world, and theyÕre making tomorrowÕs dreams a reality today. They also have unique financial needs that traditional banks simply canÕt address. WeÕve specialized in serving those needs for over a half-century and in all that time, hereÕs what we know for sure. ThereÕs no gizmo that replaces truly listening to someone. There isnÕt a gadget that substitutes for personal attention. Our values arenÕt password protected, and there are no shortcuts to developing great relationships. Times change and technology may transform the way we operate, but itÕll never change who we are or our commitment to make banking as effortless as possible for you. Our commitment is to help our members reach their financial goals and we're excited to be recognized as the Best Credit Union in the nation by Money Magazine. Today, First Tech is over 400,000 members strong and serves employees of the worldÕs most forward-thinking companies, including HP, Microsoft, Agilent Technologies, Amazon, Cisco and many more. If you're already a member, we thank you. Your membership is very important to us, and we appreciate you trusting us with your financial future.