OneUnited Bank is an African-American-owned Massachusetts-chartered trust company headquartered in Boston, Massachusetts. The Bank is also a Community Development Financial Institution (CDFI) as designated Treasury Department. The Bank has achieved consistent profitable growth through both bank acquisitions and organic loan and deposit growth. The Bank has provided innovative products and services to fulfill its community development mission in the urban communities of Boston, Miami, and Los Angeles. OneUnited Bank continues to be integrated into the social and economic fabric of each community in every respect from not-for-profits, small business, affordable housing, churches, etc. OneUnited implemented a plan that focuses on its core strengths. It is the only African-American owned bank with significant acquisition and integration experience, one of a small pool of banks that is designated as a CDFI with a strong financial performance and the only black owned bank with fully operational online banking capability. OneUnited has built a national brand through many innovative initiatives including: _ Lending almost $1 billion over the past five years with the majority to low to moderate income communities, yet sustaining minimal losses. The Bank has received the largest Bank Enterprise Award from the U.S. Department of Treasury for five straight years for its community development lending. _ Providing extensive financial literacy training to urban communities including offering Money Smart Workshops on budgeting, credit and promoting the importance of savings. _ Launching the first Black-owned internet bank in an effort to build wealth and encourage savings within the greater African-American community by collectively shifting resources to online savings programs as a step to becoming more financially literate. _ Expanding the BankÍs multi-family loan programs to finance affordable housing in urban communities and encourage entrepreneurship.