VIP Universal Medical Insurance Group, Ltd. (VUMI) is a licensed insurance company domiciled in Turks & Caicos Islands, a British Overseas Territory and possession of the United Kingdom that is governed by a British appointed authority. The territoryÍs legal system is based on English common law, which, for the insurance industry, is one of the most strict and well regulated. As a result, our insurance products offer strength and confidence. Our promise is to offer our clients the security that they are being provided with the best coverage in their country of residence or in any place in the world where they choose to receive care. We are a global company and we provide the confidence of immediate access, at any time, to any hospital or medical service provider in the world. VUMI Group has gone further and has created The VIP Protocol, in conjunction with many hospitals, which gives our members unique services. The VIP Protocol is a chance for our members to receive personalized attention when itÍs needed most. The combination of process and service starts at the moment the application is generated and continues through the payment of the claims. VUMI has multiple offices in Texas with its corporate headquarters located in Dallas; we also have regional offices in Miami, Florida; San Jose, Costa Rica and Guayaquil, Ecuador. To be protected, VUMI is your best option.